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Commercial Vehicle Insurance For Every Business Type

The ultimate insurance hub for vehicles used in business, covering EVs, ICE, and Hybrid vehicles. Fully compliant for ride-hailing, rentals, and logistics. 100% claim guarantee.

Choose the Right Insurance for Your Business

Find the insurance plan designed specifically for your vehicle's usage.

Earning from passengers?Ride-Hailing / Grab / Boltเลือกหมวดนี้
Renting it out?Commercial Car Rentalเลือกหมวดนี้
Transporting goods?Logistics / Deliveryเลือกหมวดนี้
Corporate welfare?Corporate Fleetเลือกหมวดนี้

Our Commercial Insurance Services

Deep dive into specialized coverage for your specific business group.

Ride-Hailing (Grab / Bolt)

Code 320/330 for app drivers. Protects passengers, 100% claim guarantee without rejection.

View Grab Details

Corporate Fleet

For companies with 3+ cars. 100% tax deductible, easily managed under a single policy.

View Fleet Details

Rental Business

Specialized risks for car rentals, covering specific threats like embezzlement and renter collisions.

View Rental Details

Logistics & Transport

For delivery trucks, closed-box pickups, and Lalamove. Covers the vehicle and transported goods.

View Logistics Details

What is Commercial Vehicle Insurance?

Commercial Vehicle Insurance is designed to protect vehicles used to generate income or for business operations, which carry higher risks than personal cars. If you use a personal policy (Code 110) for Grab or rentals, the insurance company has the right to deny your claims immediately.

Personal Use (Code 110)

Commuting, shopping, travel (No direct income generation).

Commercial Use (Code 320/330/340)

Passengers, car rentals, delivery, or corporate registered vehicles.

Which Vehicles Need Commercial Insurance?

Usage TypeRequires Commercial?
Grab / Bolt / LineMan
Corporate / Executive Cars
Daily / Monthly Rentals
Delivery Trucks / Logistics
Commuting / Family Use

Coverage for EVs and ICE Vehicles

Comprehensive protection for all driving dimensions to keep your business moving.

Class 1 Commercial

Highest coverage, includes single-vehicle accidents without a third party (Highly recommended).

Class 2+ Commercial

Budget-friendly option. Covers vehicle collisions, theft, and fire.

EV Battery Protection

Covers EV battery damage during accidents up to the sum insured.

Third-Party & Passengers

Higher liability limits for third-party life and property compared to personal car insurance.

Theft / Flood

Peace of mind against natural disasters and theft during business operations.

Why Top Businesses Choose PrakanEV?

EV & Commercial Specialist

Expertise in both EV policies and commercial regulations for accurate consultation.

15+ Top Partners

Compare prices and coverage from leading insurance companies to find the best deal.

Installment & Credit Options

Ease your cash flow with 0% installments or credit terms for corporate clients.

Professional Claim Support

Dedicated team to coordinate claims and keep your business running smoothly.

Frequently Asked Questions (FAQ)

Can I use standard insurance (Code 110) for Grab or Bolt?

No. If an accident occurs while picking up a passenger, the claim will be denied due to incorrect vehicle usage. You must use Commercial Insurance Code 320.

Is insurance for a corporate-registered EV more expensive?

Premiums are slightly higher due to increased risk, but corporate premiums are 100% tax-deductible as business expenses, making it highly cost-effective.

Do I get a discount for a Corporate Fleet?

Yes, if your organization has 3 or more vehicles, you can register for Fleet Insurance to receive special Volume Discounts.

Does rental car insurance cover embezzlement by the renter?

We offer specialized plans for the car rental business (Code 340) where you can purchase additional coverage against embezzlement by the renter.

Is commercial EV insurance the same as for ICE vehicles?

They fall under the same commercial registration category, but EV policies include specific conditions and coverage for the High-Voltage (HV) battery.

Protect Your Business Today

Consult our experts for free to find the most cost-effective commercial insurance plan tailored to your business.