Stop taking risks with personal car insurance! Switch to Code 320/330 (Commercial).
Get the right coverage for your actual usage and drive passengers with peace of mind.
100% claim guarantee. Full coverage without claim rejections.
"Does not cover" commercial use. If an accident occurs with a passenger, you pay out of pocket.
Full coverage! Protects both the vehicle and passengers legally.
To ensure proper coverage, these vehicles must be registered under Code 320 or 330.
Many drivers are switching to EVs for ride-hailing due to significant fuel savings. Select your vehicle model for more details.
For those driving standard combustion engine cars like Honda City, Honda Civic, Toyota Altis, or Toyota Yaris, we can immediately help you change your policy from Code 110 to Code 320 (Commercial) so you can drive legally and safely.
| Personal Errands | ✅ Covered | ✅ Covered |
| Carrying Passengers | ❌ Claim Denied | ✅ 100% Covered |
The answer is: No difference!
From the insurance company's perspective, Grab, Bolt, and Lineman Ride all fall under the "Ride-Hailing Application" category. Therefore, they all use the exact same insurance code: Code 320 (for white license plates).
💡 A single Code 320 policy covers you for all ride-hailing apps!
You must use Commercial Insurance Code 320 to be covered while carrying passengers.
Code 320 for EVs starts around 2x,xxx THB, depending on the model and battery coverage.
Yes, it uses the same Code 320. One policy covers all applications.
White plates (personal cars) using apps need 320. Yellow plates (taxis) need 330.
Absolutely. Charging costs are 3-4 times cheaper than gas, significantly increasing daily profits.
Yes, we offer Code 320 for all popular gasoline car models.
Yes, if the rental agreement allows it and the rental company agrees to commercial insurance.
Yes, we offer 0% installments for up to 10 months, with or without a credit card.
Yes, coverage extends to all legally registered ride-hailing applications.
Absolutely not. The insurance company has the right to deny 100% of the claim.
Yellow-plate EV taxis must specify their usage as Code 330.
Send us your car photo or current policy for a free usage code check. Get a quote in 5 minutes.
Special offers available for Grab / Bolt drivers of all models.