How much does EV insurance cost in Thailand? First-class EV insurance for popular models like the BYD Dolphin starts from 11,417 THB/year, up to six figures for luxury cars, depending on brand, model, vehicle year, mileage and driver profile. Below we have compiled the starting premiums for every EV model we cover, so you can compare prices in one place.
Note: Figures shown are "starting premiums" (the lowest rate for drivers aged 31+, with a dashcam and the highest deductible). Your actual price may be higher depending on your driver profile. Use these as a rough comparison guide only.
EV Insurance Price Bands in 2026
- Budget (under 10,000 THB): Small city EVs such as Wuling Air EV, Geely EX2, Lumin, Neta V, Omoda C5 EV
- Mid-range (10,000 – 15,000 THB): Most popular EVs such as BYD Dolphin, MG4, Zeekr X, AION UT, Jaecoo 5, ORA Good Cat
- Upper (15,000 – 20,000 THB): Larger or higher-spec EVs such as BYD Seal, Tesla Model 3, MG Maxus, Volvo EX40, XPENG X9
- Premium (20,000 – 30,000 THB): Luxury EVs such as Zeekr 009, KIA EV9, Toyota bZ4X, Tesla Model Y
- Luxury (30,000 THB+): BMW, Mercedes-Benz, Porsche, Audi
Starting Premiums — Mainstream EVs (sorted by brand)
Click a model to view its full pricing and coverage details:
| Model | Brand | Starting Premium/Year |
|---|---|---|
| AION UT | AION | 12,657 THB |
| AION ES | AION | 13,468 THB |
| AION Y Plus | AION | 14,808 THB |
| AION V | AION | 15,212 THB |
| AION Hyptec HT | AION | 17,862 THB |
| Avatr 07 | Avatr | 14,910 THB |
| Avatr 11 | Avatr | 22,127 THB |
| BYD Dolphin | BYD | 11,417 THB |
| BYD M6 | BYD | 13,890 THB |
| BYD Atto 3 | BYD | 14,505 THB |
| BYD Sealion 7 | BYD | 15,145 THB |
| BYD Seal | BYD | 15,525 THB |
| Lumin | Changan (Deepal) | 9,711 THB |
| Deepal S05 | Changan (Deepal) | 9,911 THB |
| Deepal E07 | Changan (Deepal) | 11,046 THB |
| Deepal L07 | Changan (Deepal) | 11,746 THB |
| Deepal S07 | Changan (Deepal) | 11,813 THB |
| Chery V23 | Chery | 15,000 THB |
| Denza D9 | Denza | 13,433 THB |
| FOMM one | FOMM | 9,300 THB |
| Geely EX2 | Geely | 7,630 THB |
| Geely EX5 | Geely | 8,268 THB |
| Honda e:N1 | Honda | 19,000 THB |
| Hyundai Creta | Hyundai | 15,000 THB |
| Hyundai Ioniq 5 | Hyundai | 23,000 THB |
| Hyundai Ioniq 6 | Hyundai | 25,000 THB |
| JAC T8 4doors | JAC | 11,110 THB |
| Jaecoo 6T EV | Jaecoo | 10,810 THB |
| Jaecoo 5 | Jaecoo | 13,194 THB |
| Jaecoo 6 | Jaecoo | 16,014 THB |
| Juneyao JY AIR | Juneyao | 15,000 THB |
| KIA EV5 | Kia | 13,023 THB |
| KIA Soul | Kia | 13,430 THB |
| KIA EV9 | Kia | 26,450 THB |
| Leapmotor B10 | Leapmotor | 15,000 THB |
| Leapmotor C10 | Leapmotor | 18,000 THB |
| MG4 | MG | 12,988 THB |
| MG EP | MG | 13,257 THB |
| MG S5 | MG | 14,069 THB |
| MG ZS EV | MG | 14,570 THB |
| MG ES | MG | 14,930 THB |
| MG Maxus 7 | MG | 17,881 THB |
| MG URBAN EV | MG | 18,030 THB |
| MG Maxus 9 | MG | 18,030 THB |
| MG IM6 | MG | 19,464 THB |
| MINE MT30 | MINE | 14,828 THB |
| Neta V-II | Neta | 9,316 THB |
| Neta V | Neta | 9,794 THB |
| Neta X | Neta | 10,805 THB |
| Nex NPD 4 doors | Nex | 12,202 THB |
| Nex NPS 2 doors | Nex | 13,804 THB |
| Nex Vantastic | Nex | 14,828 THB |
| Nissan LEAF | Nissan | 15,326 THB |
| Omoda C5 EV | OMODA | 9,235 THB |
| ORA Good Cat | ORA | 14,003 THB |
| ORA 07 (Grand Cat) | ORA | 17,336 THB |
| Riddara Econ 4 doors | Riddara | 16,000 THB |
| Riddara RD6 4 doors | Riddara | 18,000 THB |
| Tesla Model 3 | Tesla | 17,028 THB |
| Tesla Model Y | Tesla | 17,753 THB |
| Toyota Hilux Travo-e | Toyota | 20,000 THB |
| Toyota bZ4X | Toyota | 22,000 THB |
| VinFast VF 5 | VinFast | 10,900 THB |
| VinFast VF e34 | VinFast | 12,900 THB |
| Volt City EV | Volt | 8,900 THB |
| Volt For-Two | Volt | 9,776 THB |
| Volt For-Four | Volt | 9,884 THB |
| Volvo EX30 | Volvo | 12,130 THB |
| Volvo EX40 | Volvo | 17,113 THB |
| Volvo EC40 | Volvo | 17,664 THB |
| Volvo C40 Recharge | Volvo | 18,500 THB |
| Volvo XC40 Recharge | Volvo | 18,666 THB |
| Volvo EX90 | Volvo | 29,432 THB |
| Wuling Air EV | Wuling | 7,606 THB |
| Wuling Binguo | Wuling | 9,456 THB |
| XPENG G6 | XPENG | 11,211 THB |
| XPENG X9 | XPENG | 18,125 THB |
| Zeekr X | Zeekr | 11,135 THB |
| Zeekr 7X | Zeekr | 13,937 THB |
| Zeekr 009 | Zeekr | 22,271 THB |
Starting Premiums — Premium & Luxury EVs
| Model | Brand | Starting Premium/Year |
|---|---|---|
| Audi Q6 e-tron | Audi | 45,000 THB |
| Audi e-tron | Audi | 50,000 THB |
| Audi Q8 e-tron | Audi | 55,000 THB |
| Audi S6 e-tron | Audi | 60,000 THB |
| Audi e-tron GT | Audi | 65,000 THB |
| Audi RS e-tron GT | Audi | 80,000 THB |
| BMW i3 | BMW | 30,000 THB |
| BMW i4 | BMW | 35,000 THB |
| BMW iX2 | BMW | 35,000 THB |
| BMW iX3 | BMW | 38,000 THB |
| BMW i5 | BMW | 39,000 THB |
| BMW iX | BMW | 45,000 THB |
| BMW i7 | BMW | 55,000 THB |
| Lexus UX 300e | Lexus | 38,000 THB |
| Lexus RZ 350e | Lexus | 40,000 THB |
| Lexus RZ 450e | Lexus | 45,000 THB |
| Lexus RZ 500e | Lexus | 50,000 THB |
| Mercedes-Benz EQB | Mercedes-Benz | 32,000 THB |
| Mercedes-Benz EQE 300 | Mercedes-Benz | 40,000 THB |
| Mercedes-Benz EQE 350 | Mercedes-Benz | 45,000 THB |
| Mercedes-Benz EQE 53 | Mercedes-Benz | 55,000 THB |
| Mercedes-Benz EQS 450 | Mercedes-Benz | 55,000 THB |
| Mercedes-Benz EQS 500 | Mercedes-Benz | 65,000 THB |
| Mercedes-Benz G580 | Mercedes-Benz | 80,000 THB |
| Mercedes-Benz Maybach EQS | Mercedes-Benz | 100,000 THB |
| Mini Cooper SE | Mini | 22,000 THB |
| Mini Countryman SE | Mini | 26,000 THB |
| Porsche Macan | Porsche | 75,000 THB |
| Porsche Taycan | Porsche | 85,000 THB |
What Affects Your EV Insurance Premium?
- Model and vehicle year: Newer or newer-year cars tend to carry higher premiums
- Battery structure: Models with integrated (gigacast) batteries may cost more to repair
- ADAS and sensors: More cameras and radar means higher calibration costs after a crash
- Dealer vs. local garage repair: Authorized-dealer repair costs more than a partner garage
- Mileage: Some insurers price by annual mileage — the more you drive, the higher the risk
- Driver profile: Age, claims history and dashcam all affect your discount
How to Get Your Real EV Insurance Price
The table shows starting prices only. Your actual premium depends on your vehicle's year, sub-model, mileage and driver profile. To get an exact figure, fill in your car details in 3 steps at our free quote page and receive your final price via LINE.
Ready to see the real number for your car? Get your free EV insurance quote and compare offers from our partner insurers with exclusive online discounts.