Corporate Fleet Solution

Fleet Insurance for Company Cars (EV + ICE)

Elevate your corporate vehicle management with Fleet Insurance designed for modern businesses.
Supporting the transition from fuel to electric vehicles (EV Transition).
Helping purchasing teams reduce costs and accounting teams manage taxes efficiently.

Corporate Privileges

For registered companies only

Fleet Discount: Special group discounts (Starting at 3 cars)
Mixed Fleet Support: Manage both EV and ICE vehicles in one place
Tax Benefits: Full tax invoice, 100% tax deductible
Credit Term: 30-45 days credit term (Fast approval)
One-Stop Solution

Comprehensive Fleet Care: Seamless EV Transition

We understand many organizations are in a "Transition Period" using both traditional fuel cars and new EVs. PrakanEV's solution makes management effortless.

Combined EV + ICE Policies

No need to juggle multiple brokers. We can consolidate all vehicle types (EV, Hybrid, Diesel) under one Account Manager and align expiration dates (Prorate) to reduce paperwork.

Consolidated Report

A clear overview of coverage and premiums for all company vehicles in an easy-to-read Excel/PDF format.

Optimized Cost

Pool all your vehicles together to negotiate a larger "Fleet Discount" compared to insuring them individually.

Expert Consultation

Comparative consultation (TCO) on continuing with ICE vehicles vs transitioning to EVs.

Deep Dive: Tax Benefits & ESG for CFOs

EV fleet insurance is not just about coverage; it's a powerful financial and corporate branding tool.

1. Tax Shield Benefits

100% Tax Deductible Expense

Corporate car insurance premiums are considered a legitimate business expense and can be fully deducted to reduce corporate income tax.

VAT Claimable

For commercial vehicles (e.g., panel vans), the VAT from the insurance premium can be claimed against output tax (subject to Revenue Department conditions).

2. ESG & Sustainability Score

Scope 1 Emission Reduction

Transitioning to an EV fleet directly reduces greenhouse gas emissions, a key metric for Sustainability Reports.

Corporate Image

Enhance a modern, eco-conscious corporate image to attract investors and young talent (Talent Attraction).

Risk Management for Executive Vehicles

Named vs Unnamed Driver

For executive cars, we recommend "Named Driver" policies for extra premium discounts. For Pool Cars, "Unnamed Driver" offers the flexibility you need.

Sum Insured

EVs should be insured at 80-90% of the car's value to fully cover battery costs in case of a Total Loss. Always check for Gap Insurance conditions.

Loss Ratio Management

Our team analyzes claim history (Loss Ratio) to plan driver training, reducing accidents and lowering renewal premiums.

Why Switch to "Fleet Insurance"?

A clear comparison of value

Comparison TopicIndividual PolicyFleet Policy
Premium DiscountBased on individual car historyExtra 10-20% off (Volume Discount)
Expiration DatesScattered (Easy to forget)Same day for all (Easy to manage)
Claim Negotiation PowerStandardHigher (VIP Care)
Tax DocumentsIndividual files (Hard to organize)Consolidated Summary

FAQ from Purchasing & HR

Q: The company still has ICE vehicles but wants to add some EVs. Can you cover both?

A: <strong>Yes, absolutely.</strong> We recommend combining all vehicles (new EVs and existing ICE cars) into one portfolio to meet the threshold for maximum Fleet Discounts.

Q: What is the minimum number of cars for a Fleet policy?

A: Starting at just <strong>3 vehicles</strong>, you can open a Mini Fleet account to receive special group discounts. Perfect for SMEs or Startups.

Q: Do you offer Credit Terms?

A: For registered corporate entities, we offer a <strong>30-45 day credit term</strong> to help you manage cash flow smoothly (subject to approval).

Q: Which EV brands do you support?

A: We support <strong>all EV models</strong> available in Thailand (Tesla, BYD, GWM, MG, Volvo, BMW, Benz EQ), as well as all executive ICE vehicles (Alphard, Camry, Accord, S-Class).

Request a Corporate Fleet Quote

Send us your Car List for a free group premium evaluation.
Includes comparative offers from 15+ top insurance companies.

Corporate Hotline: 02-XXX-XXXX Email: corporate@prakanev.com