Using your vehicle for daily deliveries? Personal car insurance may not cover accidents that occur during cargo transport.
We help you choose the right commercial insurance for all types of delivery vehicles.
Covering everything from freelance deliveries for Flash, Kerry, CJ, and Lotus, to full-scale SME logistics.
Whether you are an independent driver or a partner with leading logistics companies, we have the right plan.
Commercial EVs are becoming highly popular among transport companies to reduce costs. Select your vehicle model to view suitable insurance details.
Overloading your vehicle beyond legal limits can result in your insurance denying a claim in the event of an accident.
Vehicles fitted with a box body or cargo racks must be registered with the DLT and declared to the insurance company to ensure the modifications are covered.
Cooling units are high-value accessories. They must be explicitly stated in the policy to be covered against damage.
Standard Class 1 insurance covers the 'vehicle'. To protect the 'transported goods', additional cargo liability coverage must be purchased.
Transport vehicles equipped with DLT-standard GPS tracking systems may be eligible for additional Fleet insurance discounts.
Heavy commercial use carries higher risks. Having an insurance policy that correctly specifies your vehicle's usage ensures a smooth claim process.
You must use commercial vehicle insurance to be covered while transporting goods for hire.
Yes. If you use a personal vehicle for professional deliveries, you must notify the insurance company to change it to a commercial code.
Yes. Using your car as a partner for a delivery app or logistics company is considered commercial use.
No. Vehicles fitted with a box body for cargo transport must have commercial insurance, and the modifications must be declared.
The vehicle itself can be claimed if you have the right insurance type. However, the 'cargo' requires separate goods-in-transit coverage.
It requires Commercial Class 1 EV Insurance, which specifically covers the high-voltage battery.
Much better. If you have 3-5 or more vehicles, a Fleet policy provides special discounts and easier management.
Yes. Applying company logos clearly indicates the vehicle is used for business, meaning it strictly requires commercial insurance.
Whether you drive a box-body pickup, cold storage truck, or EV Van, we've got you covered.
Complete coverage with a hassle-free claim experience.