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Exclusive Tesla Model Y Insurance Plan

Class 1 Tesla Model Y | Dealer Repairs from 17,753 THB (2026)

Compare top-tier insurance plans specifically designed for the Tesla Model Y. Enjoy up to 100% battery coverage, guaranteed authorized dealer repairs, and 0% installments for 10 months without a credit card.
Premiums start at only 17,753 THB/year

First Class Tesla Model Y EV insurance starting at 17,753 THB, TABS repair, 100% battery coverage, 10-month cash installment
EV Battery 100% · +1,913 THB/yr
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Class 1 Tesla Model Y | Dealer Repairs from 17,753 THB (2026)

Compare top-tier insurance plans specifically designed for the Tesla Model Y. Enjoy up to 100% battery coverage, guaranteed authorized dealer repairs, and 0% installments for 10 months without a credit card.

Compare Tesla Model Y Insurance by Sub-Model

Sub-ModelRecommended Sum InsuredStarting Premium (THB/Year)
Tesla Model Y (Standard Range)Estimated at 1.6M - 2.1M THBStarts at 17,753
Tesla Model Y (Top Model / AWD) HOTAssessed by actual sub-modelCheck price in system

All EV sub-models get up to 100% battery coverage and are eligible for 10 months cash installment with no credit card required.

Upgrade to full 100% battery coverage with a battery add-on — just 1,913 THB/year.

Tesla Model Y Class 1 Insurance — Comprehensive SUV Protection

For Tesla Model Y owners, selecting insurance that understands the SUV's structure and offers a wide TABS repair network is vital. PrakanEV provides the best-suited plans:

🔋 1. Up to 100% High Voltage Battery Coverage: Travel with peace of mind with replacement coverage up to 100% of the battery value.

🛠️ 2. Nationwide TABS Certified Garages: Reliable body and paint repairs at Tesla-approved shops with 100% genuine parts.

🪟 3. Glass Roof Protection: Comprehensive coverage for the Panoramic glass roof, addressing the top concern for Model Y owners.

💰 4. Special Rates with 10-Month Installments: Competitive premiums with interest-free cash installment options.

🔌 5. Optional Wall Connector Add-on: Additional coverage for your home charging station for only 400 THB/year.

Important Ownership Insights for Tesla Model Y

A Popular Electric SUV for Families and Long Trips

The Model Y is one of Tesla's best-selling electric SUVs, with a spacious cabin suited for both city use and long family trips.

The Glass Roof Is a Top Concern for Owners

The Model Y's full panoramic Glass Roof is high-value, so owners prioritize Class 1 insurance that specifically covers glass roof damage.

Autopilot Cameras Require Calibration After a Collision

The Model Y's driver-assist system uses multiple cameras and sensors. After an accident affecting these, the car must be recalibrated at a service center.

RWD / Long Range / Performance Trims Have Different Premiums

The Model Y comes in several trims with different prices and power, affecting the sum insured and premium. Check based on your actual trim.

The 8-Year Battery Warranty Varies by Trim and Mileage

Tesla warranties the battery and drive unit for 8 years, with mileage varying by trim (e.g., 160,000 or 192,000 km) and a 70% minimum capacity condition. This covers degradation, not accidents.

High Repair Labor Costs Due to TABS and Specialized Tools

The Model Y body requires TABS-certified shops with trained technicians and specialized tools, making Class 1 dealer-garage insurance cost-effective long-term.

Tesla Model Y Coverage Comparison Table

Coverage ItemPrakanEV PlanStandard Insurance
High Voltage (HV) BatteryUp to 100% Coverage50-80% Depreciation Deducted
Wallbox / Charging CableFully CoveredRequires Add-on
Panoramic Glass RoofFully CoveredOften Excluded

Frequently Asked Questions About Tesla Model Y Insurance

Is Tesla Model Y insurance expensive in Thailand?
Class 1 TABS-certified insurance for the popular Tesla Model Y SUV starts at 17,753 THB per year, with 0% interest installment plans available for up to 10 months — no credit card required.
Are Autopilot cameras and sensors covered by Class 1 insurance?
Yes, fully covered. If the cameras, sensors, or Autopilot system are damaged in a collision, genuine Tesla parts will be sourced through TABS and recalibrated to factory specifications at no additional cost.
Is the home Tesla Wall Connector covered by insurance?
The standard policy does not include the home charger, but Tesla owners can add Wall Connector coverage as an affordable optional extra for peace of mind against unexpected damage.
How does insurance handle the Model Y's expensive battery?
We select plans that provide up to 100% High Voltage battery replacement coverage in the event of severe accident damage, protecting you from what would otherwise be the highest repair cost.
Is the Glass Roof covered if it cracks from a flying rock?
Yes, fully covered. The Model Y's full Glass Roof is very expensive to replace. Our Class 1 plan covers accidental breakage, including damage from road debris.
How do RWD / Long Range / Performance trims affect the premium?
Premiums vary by vehicle price and sum insured. The Performance trim generally carries the highest premium, followed by Long Range and RWD. Check based on your actual trim.
If cameras or sensors are damaged, is recalibration covered?
Yes. If an accident damages the Autopilot cameras or radar, Class 1 insurance covers both the genuine parts and the recalibration labor at a TABS center.
What's the difference between the 8-year battery warranty and insurance?
They are separate. The warranty covers battery degradation (some trims 8 years/160,000 km, others 8 years/192,000 km), not collision damage. Class 1 insurance covers accident-related battery damage.
Does the Model Y premium go up or down in year two?
Renewal premiums normally decrease as the sum insured drops. However, many claims last year may raise it. Compare renewal quotes with us — transfer your No Claim Bonus (NCB) up to 50%.
Must the Model Y be repaired only at TABS shops?
Yes, strongly advised. The Model Y body requires TABS-certified tools and technicians. Repairs elsewhere risk safety issues and voiding the body warranty.
Does Class 1 insurance cover using the Model Y for ride-hailing (Grab/Bolt)?
No. Standard personal Class 1 insurance does not cover public ride-hailing. You must purchase commercial-use insurance to be covered while carrying paying passengers.
Is 24/7 roadside assistance included?
Yes, free. Class 1 insurance for the Model Y includes 24-hour emergency towing to the nearest Tesla service center or charging station.

Renew Tesla Model Y Insurance in Year 2, 3, 4 — Get Up to 40% Discount

Renewing your Tesla Model Y insurance? Transfer your No Claim Bonus (NCB) to PrakanEV in full — keep Class 1 dealer-repair coverage and up to 100% battery coverage, just like your first year.

What is No Claim Bonus (NCB)?

"No Claim Bonus" is a premium discount for cars with no claims, no repairs, no parts replacement, and no compensation requests throughout the policy period. If a claim was filed but you were not at fault — meaning the insurer could recover the cost from a third party — you are also eligible for this discount.

Drivers who "drive safely with no claims" receive the following premium discounts:

  • No claims in the first year — 20% discount

  • No claims for 2 consecutive years — 30% discount

  • No claims for 3 consecutive years — 40% discount

Check Tesla Model Y Renewal Premium Free

Find a Tesla Claim Center or Garage Near You

*The list of authorized dealer garages and service centers that support genuine OEM parts is subject to change based on the insurance company's terms and conditions.

More about Tesla Model Y

Want to see every option before deciding? You can compare EV insurance from multiple insurers on our homepage.