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Exclusive Tesla Model 3 Insurance Plan

Class 1 Tesla Model 3 | Dealer Repairs from 17,028 THB (2026)

Compare top-tier insurance plans specifically designed for the Tesla Model 3. Enjoy up to 100% battery coverage, guaranteed authorized dealer repairs, and 0% installments for 10 months without a credit card.
Premiums start at only 17,028 THB/year

First Class Tesla Model 3 EV insurance starting at 17,028 THB, TABS repair, 100% battery coverage, 10-month cash installment
EV Battery 100% · +2,063 THB/yr
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Class 1 Tesla Model 3 | Dealer Repairs from 17,028 THB (2026)

Compare top-tier insurance plans specifically designed for the Tesla Model 3. Enjoy up to 100% battery coverage, guaranteed authorized dealer repairs, and 0% installments for 10 months without a credit card.

Compare Tesla Model 3 Insurance by Sub-Model

Sub-ModelRecommended Sum InsuredStarting Premium (THB/Year)
Tesla Model 3 (Standard Range)Estimated at 1.5M - 1.9M THBStarts at 17,028
Tesla Model 3 (Top Model / AWD) HOTAssessed by actual sub-modelCheck price in system

All EV sub-models get up to 100% battery coverage and are eligible for 10 months cash installment with no credit card required.

Upgrade to full 100% battery coverage with a battery add-on — just 2,063 THB/year.

Tesla Model 3 Class 1 Insurance — Key Protections You Need to Know

The Tesla Model 3 is a high-tech sedan featuring a full Glass Roof and high-voltage battery. It is essential to choose a plan that supports Tesla Approved Body Shops (TABS):

🔋 1. Up to 100% High Voltage Battery Coverage: Protect your vehicle's most valuable component with up to 100% replacement value coverage.

🛠️ 2. TABS Certified Garages (Tesla Approved Body Shop): Guaranteed repairs at Tesla-authorized facilities using genuine parts and specialized tools.

🪟 3. Glass Roof Protection: Coverage for the expansive glass roof, a high-cost item, in case of accidental breakage.

💰 4. Premium starts at 17,028 THB/yr: Special rates for good drivers with 10-month cash installment plans, no credit card required.

🔌 5. Optional Wall Connector Add-on: Secure coverage for your home Wall Connector for a special price of just 400 THB/year.

Important Ownership Insights for Tesla Model 3

Tesla's Popular Electric Sedan in Thailand

The Model 3 is one of Tesla's best-selling electric sedans, ideal for those who want a compact city car with full Autopilot technology and performance.

The Full Glass Roof Is a Key Repair Concern

The Model 3's full panoramic Glass Roof is expensive to replace, so many owners choose Class 1 dealer-garage insurance that specifically covers it.

Autopilot Cameras Require Calibration After a Collision

The Autopilot system relies on multiple cameras and sensors. After an accident affecting these parts, the vehicle must be recalibrated at a service center — a specialized cost.

RWD / Long Range / Performance Trims Have Different Premiums

The Model 3 comes in several trims with different prices and performance, which affects the sum insured and premium. Always check based on your actual trim.

The 8-Year Battery Warranty Does Not Cover Accidents

The factory battery warranty covers degradation from normal use, but not collision damage. Class 1 insurance remains essential for accident coverage.

High Repair Labor Costs Due to TABS and Specialized Tools

Tesla body and paint repairs require TABS-certified shops with specialized tools and trained technicians, making Class 1 dealer-garage insurance the most cost-effective choice.

Tesla Model 3 Coverage Comparison Table

Coverage ItemPrakanEV PlanStandard Insurance
High Voltage (HV) BatteryUp to 100% Coverage50-80% Depreciation Deducted
Wallbox / Charging CableFully CoveredRequires Add-on
Panoramic Glass RoofFully CoveredOften Excluded

Frequently Asked Questions About Tesla Model 3 Insurance

How much is Class 1 insurance for a Tesla Model 3 in Thailand?
Class 1 TABS-certified insurance for the Tesla Model 3 starts at 17,028 THB per year, with 10-month interest-free cash installment plans available. No credit card required.
Why choose a TABS (Tesla Approved Body Shop) for repairs?
TABS-certified shops are Tesla-authorized body repair centers that use genuine Tesla parts, specialized tools, and factory-approved repair procedures. Choosing TABS ensures your vehicle warranty remains intact and repairs meet Tesla's global standards.
Does insurance cover Tesla's Glass Roof if cracked by road debris?
Yes, 100% covered. Class 1 insurance protects the full panoramic Glass Roof against accidental damage including rock chips and cracking. The replacement uses genuine Tesla glass through TABS-certified facilities.
How much battery coverage does Tesla insurance provide?
Our selected plans cover up to 100% of the High Voltage battery replacement cost in the event of a severe accident. Given that the battery is the most expensive EV component, this protection is essential.
How do RWD / Long Range / Performance trims affect the premium?
Premiums vary by vehicle price and sum insured. The Performance trim, with the highest price and power, generally carries the highest premium, followed by Long Range and RWD. Check based on your actual trim for accuracy.
If cameras or sensors are damaged, is recalibration covered?
Yes. If an accident damages the Autopilot cameras or radar, Class 1 insurance covers both the genuine parts and the recalibration labor at a TABS center to restore the safety system to 100%.
What's the difference between the 8-year battery warranty and insurance?
They are separate. The factory warranty covers battery degradation from normal use, not collision damage. Class 1 insurance covers accident-related battery damage, which the warranty does not.
Does the Model 3 premium go up or down in year two?
Renewal premiums normally decrease as the sum insured drops. However, if you had many claims last year, the premium may rise. We recommend comparing renewal quotes with us — you can transfer your No Claim Bonus (NCB) up to 50%.
Must the Model 3 be repaired only at TABS shops?
Yes, strongly advised. The Model 3's aluminum-mixed-steel body requires TABS-certified tools and technicians. Repairs elsewhere risk safety issues and voiding the body warranty.
Does Class 1 insurance cover using the Model 3 for ride-hailing (Grab/Bolt)?
No. Standard personal Class 1 insurance (Code 110) does not cover public ride-hailing. If an accident occurs while carrying a paying passenger, the insurer can deny the claim. You must purchase commercial-use insurance.
Is 24/7 roadside assistance included?
Yes, free. Class 1 insurance for Tesla includes 24-hour emergency towing to the nearest Tesla service center or charging station.
Is my home Wall Connector covered if it breaks?
Standard plans do not cover it. However, Tesla owners can add Wall Connector coverage for a special price of just 400 THB per year.

Renew Tesla Model 3 Insurance in Year 2, 3, 4 — Get Up to 40% Discount

Renewing your Tesla Model 3 insurance? Transfer your No Claim Bonus (NCB) to PrakanEV in full — keep Class 1 dealer-repair coverage and up to 100% battery coverage, just like your first year.

What is No Claim Bonus (NCB)?

"No Claim Bonus" is a premium discount for cars with no claims, no repairs, no parts replacement, and no compensation requests throughout the policy period. If a claim was filed but you were not at fault — meaning the insurer could recover the cost from a third party — you are also eligible for this discount.

Drivers who "drive safely with no claims" receive the following premium discounts:

  • No claims in the first year — 20% discount

  • No claims for 2 consecutive years — 30% discount

  • No claims for 3 consecutive years — 40% discount

Check Tesla Model 3 Renewal Premium Free

Find a Tesla Claim Center or Garage Near You

*The list of authorized dealer garages and service centers that support genuine OEM parts is subject to change based on the insurance company's terms and conditions.

More about Tesla Model 3

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