HomePrice List 2026
Updated Jan 2026

EV Insurance
Price List 2026

Compare standard Class 1 insurance rates for all EV models in Thailand. Check premiums and coverage before renewing.

Estimated Class 1 Premiums

Brand / ModelStarting Price (THB/Yr)Get Quote
B
BYD Dolphin
BYD
11,417
Check
B
BYD Atto 3
BYD
14,505
Check
B
BYD Seal
BYD
15,525
Check
B
BYD M6
BYD
13,890
Check
B
BYD Sealion 7
BYD
15,145
Check
T
Tesla Model 3
Tesla
17,028
Check
T
Tesla Model Y
Tesla
17,753
Check
M
MG4
MG
12,988
Check
M
MG EP
MG
13,257
Check
M
MG S5
MG
14,069
Check
M
MG ZS EV
MG
14,570
Check
M
MG ES
MG
14,930
Check
M
MG Maxus 7
MG
17,881
Check
M
MG URBAN EV
MG
18,030
Check
M
MG Maxus 9
MG
18,030
Check
M
MG IM6
MG
19,464
Check
O
ORA Good Cat
ORA
14,003
Check
O
ORA 07 (Grand Cat)
ORA
17,336
Check
G
ORA Good Cat
GWM
14,003
Check
G
ORA 07
GWM
17,336
Check
G
Haval Jolion
GWM
16,500
Check
G
Haval H6
GWM
10,930
Check
G
GWM Tank 300
GWM
14,028
Check
G
GWM Tank 500
GWM
18,395
Check
N
Neta V-II
Neta
9,316
Check
N
Neta X
Neta
10,805
Check
N
Neta V
Neta
9,794
Check
A
AION UT
AION
12,657
Check
A
AION ES
AION
13,468
Check
A
AION Y Plus
AION
14,808
Check
A
AION V
AION
15,212
Check
A
AION Hyptec HT
AION
17,862
Check
A
AION Hyptec SSR
AION
80,000
Check
C
Deepal S05
Changan (Deepal)
9,911
Check
C
Deepal E07
Changan (Deepal)
11,046
Check
C
Deepal S07
Changan (Deepal)
11,813
Check
C
Deepal L07
Changan (Deepal)
11,746
Check
C
Lumin
Changan (Deepal)
9,711
Check
V
Volvo EX30
Volvo
12,130
Check
V
Volvo EX40
Volvo
17,113
Check
V
Volvo EX90
Volvo
29,432
Check
V
Volvo XC40 Recharge
Volvo
18,666
Check
V
Volvo C40 Recharge
Volvo
18,500
Check
V
Volvo EC40
Volvo
17,664
Check
B
BMW i3
BMW
30,000
Check
B
BMW i4
BMW
35,000
Check
B
BMW i5
BMW
39,000
Check
B
BMW i7
BMW
55,000
Check
B
BMW iX
BMW
45,000
Check
B
BMW iX2
BMW
35,000
Check
B
BMW iX3
BMW
38,000
Check
M
Mercedes-Benz EQB
Mercedes-Benz
32,000
Check
M
Mercedes-Benz EQE 53
Mercedes-Benz
55,000
Check
M
Mercedes-Benz EQE 300
Mercedes-Benz
40,000
Check
M
Mercedes-Benz EQE 350
Mercedes-Benz
45,000
Check
M
Mercedes-Benz EQS 450
Mercedes-Benz
55,000
Check
M
Mercedes-Benz EQS 500
Mercedes-Benz
65,000
Check
M
Mercedes-Benz G580
Mercedes-Benz
80,000
Check
M
Mercedes-Benz Maybach EQS
Mercedes-Benz
100,000
Check
P
Porsche Taycan
Porsche
85,000
Check
P
Porsche Macan
Porsche
75,000
Check
A
Audi e-tron
Audi
50,000
Check
A
Audi e-tron GT
Audi
65,000
Check
A
Audi Q6 e-tron
Audi
45,000
Check
A
Audi Q8 e-tron
Audi
55,000
Check
A
Audi RS e-tron GT
Audi
80,000
Check
A
Audi S6 e-tron
Audi
60,000
Check
M
Mini Cooper SE
Mini
22,000
Check
M
Mini Countryman SE
Mini
26,000
Check
Z
Zeekr X
Zeekr
11,135
Check
Z
Zeekr 009
Zeekr
22,271
Check
Z
Zeekr 7X
Zeekr
13,937
Check
X
XPENG G6
XPENG
11,211
Check
X
XPENG X9
XPENG
18,125
Check
O
Omoda C5 EV
OMODA
9,235
Check
J
Jaecoo 5
Jaecoo
13,194
Check
J
Jaecoo 6
Jaecoo
16,014
Check
J
Jaecoo 6T EV
Jaecoo
10,810
Check
C
Chery V23
Chery
15,000
Check
A
Avatr 07
Avatr
14,910
Check
A
Avatr 11
Avatr
22,127
Check
L
Leapmotor B10
Leapmotor
15,000
Check
L
Leapmotor C10
Leapmotor
18,000
Check
J
Juneyao JY AIR
Juneyao
15,000
Check
R
Riddara Econ 4 doors
Riddara
16,000
Check
R
Riddara RD6 4 doors
Riddara
18,000
Check
W
Wuling Air EV
Wuling
7,606
Check
W
Wuling Binguo
Wuling
9,456
Check
D
Denza D9
Denza
13,433
Check
G
Geely Ex5
Geely
8,268
Check
G
Geely Ex2
Geely
7,630
Check
V
Volt City EV
Volt
8,900
Check
V
Volt For-Four
Volt
9,884
Check
V
Volt For-Two
Volt
9,776
Check
V
VinFast VF e34
VinFast
12,900
Check
V
VinFast VF 5
VinFast
10,900
Check
F
FOMM one
FOMM
9,300
Check
J
JAC T8 4doors
JAC
11,110
Check
N
Nex NPD 4 doors
Nex
12,202
Check
N
Nex NPS 2 doors
Nex
13,804
Check
N
Nex Vantastic
Nex
14,828
Check
M
MINE MT30
MINE
14,828
Check
T
Toyota bZ4X
Toyota
22,000
Check
T
Toyota Hilux Travo-e 4doors
Toyota
20,000
Check
H
Honda e:N1
Honda
19,000
Check
N
Nissan LEAF
Nissan
15,326
Check
L
Lexus RZ 350e
Lexus
40,000
Check
L
Lexus RZ 450e
Lexus
45,000
Check
L
Lexus RZ 500e
Lexus
50,000
Check
L
Lexus UX 300e
Lexus
38,000
Check
H
Hyundai Ioniq 5
Hyundai
23,000
Check
H
Hyundai Ioniq 6
Hyundai
25,000
Check
H
Hyundai Creta (EV?)
Hyundai
15,000
Check
K
KIA EV5
Kia
13,023
Check
K
KIA EV9
Kia
26,450
Check
K
KIA Soul
Kia
13,430
Check

Note: Prices are estimates for 'Dealer Repair' plans with 80% insured sum. Actual premiums depend on driver history and insurer campaigns.

Market Trends: Are 2026 Premiums Going Up or Down?

2026 is a 'Correction Year' for EV insurance. After initial volatility, insurers now have enough loss ratio data to price premiums more accurately.

📉 Eco / Mass Market (Stabilizing)

Popular models like Neta V, BYD Dolphin, or MG 4 now have more spare parts available. Garage repairs are becoming easier, causing premiums to stabilize or drop.

📈 Premium / Performance (Still High)

High-performance cars like Tesla or BYD Seal still command high premiums due to aluminum body repair costs and reliance on specialized certified body shops.

🔋 Battery Cost Factor

Global battery prices are falling, reducing the battery portion of the insured sum. This helps rationalize overall premiums compared to 2023-24.

BYD (Atto 3 / Dolphin / Seal)

Market leader. Atto 3 premiums stabilized at 18,xxx - 22,xxx THB. Rever Automotive's partnerships provide the widest range of insurance options and easy claims.

Tesla (Model 3 / Model Y)

Premiums remain high at 45,xxx - 60,xxx THB. The main driver is 'Body Repair' costs requiring specialized tools and limited certified shops.

MG (MG 4 / ZS EV / EP)

Longest market presence means abundant parts. Premiums are wallet-friendly, starting at 16,xxx THB for ZS EV/EP, offering great value.

GWM (ORA Good Cat / 07)

ORA Good Cat premiums dropped to the 17,xxx - 20,xxx THB range as spare part waiting times improved significantly.

Tips: How to save 5,000+ THB?

1

Named Driver

Specifying drivers in the policy can save 5-20%, especially for drivers aged 35-50.

2

Dash Cam

Mandatory 5-10% discount by law if your car has a dashboard camera.

3

Accept Deductible

Agreeing to a 3,000-5,000 THB deductible (excess) can significantly lower your annual premium. Ideal for safe drivers.

Frequently Asked Questions

Why is EV insurance more expensive?▾

Higher 'Insured Sum' (due to battery) and reliance on 'Dealer Repairs' drive costs up compared to gas cars.

Will premiums rise for 5-year-old EVs?▾

Usually, they drop due to depreciation. However, models with frequent battery claims might not see significant drops.

Renew or Switch?▾

If you had 'No Claims', stick with the current insurer for the No Claim Bonus (NCB). If you had claims, compare new quotes on PrakanEV.