HomePrice List 2025
Updated Jan 2025

EV Insurance
Price List 2025

Compare standard Type 1 insurance rates for all EV models in Thailand. Check premiums and coverage before renewing.

Estimated Type 1 Premiums

Brand / ModelStarting Price (THB/Yr)Get Quote
B
BYD Dolphin
BYD
9,418
Check
B
BYD Atto 3
BYD
12,199
Check
B
BYD Seal
BYD
12,663
Check
B
BYD M6
BYD
11,312
Check
B
BYD Sealion 7
BYD
12,082
Check
T
Tesla Model 3
Tesla
17,028
Check
T
Tesla Model Y
Tesla
17,753
Check
M
MG EP
MG
8,911
Check
M
MG ES
MG
9,844
Check
M
MG4
MG
8,567
Check
M
MG ZS EV
MG
9,658
Check
M
MG Maxus 7
MG
11,820
Check
M
MG Maxus 9
MG
14,910
Check
M
MG IM6
MG
12,544
Check
M
MG S5
MG
9,236
Check
O
ORA Good Cat
ORA
9,312
Check
O
ORA 07 (Grand Cat)
ORA
11,125
Check
G
ORA Good Cat
GWM
9,312
Check
G
ORA 07
GWM
11,125
Check
G
Haval Jolion
GWM
16,500
Check
G
Haval H6
GWM
10,930
Check
G
GWM Tank 300
GWM
14,028
Check
G
GWM Tank 500
GWM
18,395
Check
N
Neta V-II
Neta
9,316
Check
N
Neta X
Neta
10,805
Check
N
Neta V
Neta
9,794
Check
A
AION Y Plus
AION
13,201
Check
A
AION ES
AION
11,207
Check
A
AION V
AION
13,168
Check
A
AION Hyptec HT
AION
15,857
Check
A
AION Hyptec SSR
AION
80,000
Check
A
AION UT
AION
10,825
Check
C
Deepal S05
Changan (Deepal)
9,911
Check
C
Deepal E07
Changan (Deepal)
11,046
Check
C
Deepal S07
Changan (Deepal)
11,813
Check
C
Deepal L07
Changan (Deepal)
11,746
Check
C
Lumin
Changan (Deepal)
9,711
Check
V
Volvo EX30
Volvo
12,130
Check
V
Volvo EX40
Volvo
17,113
Check
V
Volvo EX90
Volvo
29,432
Check
V
Volvo XC40 Recharge
Volvo
18,666
Check
V
Volvo C40 Recharge
Volvo
18,500
Check
V
Volvo EC40
Volvo
17,664
Check
B
BMW i3
BMW
30,000
Check
B
BMW i4
BMW
35,000
Check
B
BMW i5
BMW
39,000
Check
B
BMW i7
BMW
55,000
Check
B
BMW iX
BMW
45,000
Check
B
BMW iX2
BMW
35,000
Check
B
BMW iX3
BMW
38,000
Check
M
Mercedes-Benz EQB
Mercedes-Benz
32,000
Check
M
Mercedes-Benz EQE 53
Mercedes-Benz
55,000
Check
M
Mercedes-Benz EQE 300
Mercedes-Benz
40,000
Check
M
Mercedes-Benz EQE 350
Mercedes-Benz
45,000
Check
M
Mercedes-Benz EQS 450
Mercedes-Benz
55,000
Check
M
Mercedes-Benz EQS 500
Mercedes-Benz
65,000
Check
M
Mercedes-Benz G580
Mercedes-Benz
80,000
Check
M
Mercedes-Benz Maybach EQS
Mercedes-Benz
100,000
Check
P
Porsche Taycan
Porsche
85,000
Check
P
Porsche Macan
Porsche
75,000
Check
A
Audi e-tron
Audi
50,000
Check
A
Audi e-tron GT
Audi
65,000
Check
A
Audi Q6 e-tron
Audi
45,000
Check
A
Audi Q8 e-tron
Audi
55,000
Check
A
Audi RS e-tron GT
Audi
80,000
Check
A
Audi S6 e-tron
Audi
60,000
Check
M
Mini Cooper SE
Mini
22,000
Check
M
Mini Countryman SE
Mini
26,000
Check
Z
Zeekr X
Zeekr
11,135
Check
Z
Zeekr 009
Zeekr
22,271
Check
Z
Zeekr 7X
Zeekr
13,937
Check
X
XPENG G6
XPENG
11,211
Check
X
XPENG X9
XPENG
18,125
Check
O
Omoda C5 EV
OMODA
9,235
Check
J
Jaecoo 5
Jaecoo
8,782
Check
J
Jaecoo 6
Jaecoo
10,562
Check
J
Jaecoo 6T EV
Jaecoo
10,810
Check
C
Chery V23
Chery
15,000
Check
A
Avatr 07
Avatr
14,910
Check
A
Avatr 11
Avatr
22,127
Check
L
Leapmotor B10
Leapmotor
15,000
Check
L
Leapmotor C10
Leapmotor
18,000
Check
J
Juneyao JY AIR
Juneyao
15,000
Check
R
Riddara Econ 4 doors
Riddara
16,000
Check
R
Riddara RD6 4 doors
Riddara
18,000
Check
W
Wuling Air EV
Wuling
7,606
Check
W
Wuling Binguo
Wuling
9,456
Check
D
Denza D9
Denza
13,433
Check
G
Geely Ex5
Geely
8,268
Check
G
Geely Ex2
Geely
7,630
Check
V
Volt City EV
Volt
8,900
Check
V
VinFast VF e34
VinFast
12,900
Check
V
VinFast VF 5
VinFast
10,900
Check
T
Toyota bZ4X
Toyota
22,000
Check
T
Toyota Hilux Travo-e 4doors
Toyota
20,000
Check
H
Honda e:N1
Honda
19,000
Check
N
Nissan LEAF
Nissan
18,000
Check
N
Nissan Kicks (e-Power)
Nissan
15,000
Check
L
Lexus RZ 350e
Lexus
40,000
Check
L
Lexus RZ 450e
Lexus
45,000
Check
L
Lexus RZ 500e
Lexus
50,000
Check
L
Lexus UX 300e
Lexus
38,000
Check
H
Hyundai Ioniq 5
Hyundai
23,000
Check
H
Hyundai Ioniq 6
Hyundai
25,000
Check
H
Hyundai Creta (EV?)
Hyundai
15,000
Check
K
KIA EV5
Kia
13,023
Check
K
KIA EV9
Kia
26,450
Check
K
KIA Soul
Kia
13,430
Check

Note: Prices are estimates for 'Dealer Repair' plans with 80% insured sum. Actual premiums depend on driver history and insurer campaigns.

Market Trends: Are 2025 Premiums Going Up or Down?

2025 is a 'Correction Year' for EV insurance. After initial volatility, insurers now have enough loss ratio data to price premiums more accurately.

📉 Eco / Mass Market (Stabilizing)

Popular models like Neta V, BYD Dolphin, or MG 4 now have more spare parts available. Garage repairs are becoming easier, causing premiums to stabilize or drop.

📈 Premium / Performance (Still High)

High-performance cars like Tesla or BYD Seal still command high premiums due to aluminum body repair costs and reliance on specialized certified body shops.

🔋 Battery Cost Factor

Global battery prices are falling, reducing the battery portion of the insured sum. This helps rationalize overall premiums compared to 2023-24.

BYD (Atto 3 / Dolphin / Seal)

Market leader. Atto 3 premiums stabilized at 18,xxx - 22,xxx THB. Rever Automotive's partnerships provide the widest range of insurance options and easy claims.

Tesla (Model 3 / Model Y)

Premiums remain high at 45,xxx - 60,xxx THB. The main driver is 'Body Repair' costs requiring specialized tools and limited certified shops.

MG (MG 4 / ZS EV / EP)

Longest market presence means abundant parts. Premiums are wallet-friendly, starting at 16,xxx THB for ZS EV/EP, offering great value.

GWM (ORA Good Cat / 07)

ORA Good Cat premiums dropped to the 17,xxx - 20,xxx THB range as spare part waiting times improved significantly.

Tips: How to save 5,000+ THB?

1

Named Driver

Specifying drivers in the policy can save 5-20%, especially for drivers aged 35-50.

2

Dash Cam

Mandatory 5-10% discount by law if your car has a dashboard camera.

3

Accept Deductible

Agreeing to a 3,000-5,000 THB deductible (excess) can significantly lower your annual premium. Ideal for safe drivers.

Frequently Asked Questions

Why is EV insurance more expensive?

Higher 'Insured Sum' (due to battery) and reliance on 'Dealer Repairs' drive costs up compared to gas cars.

Will premiums rise for 5-year-old EVs?

Usually, they drop due to depreciation. However, models with frequent battery claims might not see significant drops.

Renew or Switch?

If you had 'No Claims', stick with the current insurer for the No Claim Bonus (NCB). If you had claims, compare new quotes on PrakanEV.