Insurance Guide 5 min read

Does EV Insurance Cover Car Accessories?

ทีมผู้เชี่ยวชาญ PrakanEV

2026-08-16

Does EV Insurance Cover Car Accessories?

Not sure whether your car accessories are covered by insurance? It depends on where they came from.

Factory-fitted vs aftermarket EV accessories comparison

Factory vs aftermarket accessories

  • Factory-fitted: Accessories installed by the dealer are covered under the standard policy.
  • Aftermarket: Accessories installed outside the dealer are not covered by the basic plan.

How to cover aftermarket accessories

You need to buy add-on coverage and declare the accessories and their value to the insurer in advance.

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