EV Insurance Budget Friendly
Drive less? Park often? Want to save budget?
No need to pay premium prices. Meet our Class 2+ and Class 3 plans specifically for EVs.
Deep Dive! Which plan fits you?
๐ก๏ธ Class 2+ (Balanced Choice)
Similar to Class 1 but excludes 'collision without other parties'. Ideal if you are a confident driver but worried about other cars hitting you, or theft/fire risks.
๐ฐ Class 3 (Super Saver)
Focuses on 'Repairing Them, Not Us'. Suitable for older EVs with depreciated value, or rarely driven cars. Keeps you legal and protects you from liability claims.
Comparison: Class 2+ vs Class 3
Direct comparison to find the best value for your money.
| Coverage | Class 2+ (Best Value) | Class 3 (Cheapest) |
|---|---|---|
| Repair Own Car (Car vs Car) | โ Covered | โ Not Covered |
| Repair Third Party | โ Covered | โ Covered |
| Theft / Fire | โ Covered | โ Not Covered |
| EV Battery Coverage | โ Some Plans | โ Not Covered |
| Flood Damage | โ Some Plans | โ Not Covered |
| Starting Price / Year | Request a quote for your model | Request a quote for your model |
โ ๏ธ Important Note on 'Battery'
Battery cover under Class 2+ and Class 3 varies by insurer, cause of loss, and plan terms. Review the coverage table and exclusions in the quotation before deciding. If you need broader cover, compare a Class 1 plan too.
Frequently Asked Questions (FAQ)
Q: Does Class 3 cover the EV battery?
Check the selected plan. Battery and own-car coverage depend on the insurance type, cause of loss, and policy exclusions.
Q: My EV is over 7 years old. Is Class 2+ good?
It can be an option if the insurer accepts your vehicle model and age. Compare covered events, insured value, deductible, and theft or fire terms across plans.
Q: Is cheap EV insurance cheaper than gas cars?
Price depends on the vehicle, its age, insured value, driver profile, and insurer terms. Check a quotation for your vehicle.
Q: Can I pay in installments?
Installment options depend on the selected plan and the payment terms shown with the quotation. Review them before paying.