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Don't wait for it to happen

EV Charger Fire InsuranceCharging your EV overnight...
are you really sleeping soundly?

Insurance built for homes with an EV charger (Wallbox) — covers a charging fire, a charger explosion, and damage to your neighbours.

See premiums (from 900 THB/year) Talk to our team

Underwritten by leading insurers (Roojai / Viriyah / Allianz Ayudhya)

A Wallbox costs 50,000+ THB

A standard home policy pays no more than 3,000 THB for an electrical appliance.
Worth the risk?

"I have car insurance and home insurance... why buy more?"

Here are 3 gaps you may not notice until something actually happens

Wallbox breaks — who pays?

Most home policies cap cover per electrical appliance very low (e.g. 3,000 THB). A Wallbox costs 30,000–50,000 THB, so if a power surge or an explosion damages it, you cover almost all of it yourself.

Fire spreads to the house — car insurance doesn't apply

If the fire starts at the charger (not the car), your motor policy may decline the claim — or if it pays, it pays for the car only, not the carport or the house.

The neighbours sue

The biggest risk of all. If the fire spreads next door, damages can run into the millions. This policy includes third-party liability cover to negotiate and pay on your behalf.

Choose your peace-of-mind plan

Cover for a full year — less than 3 THB a day on average

Standard plan

For a detached house with a standard Wallbox

900 THB/year
  • Wallbox damage: 30,000 THB
  • House fire caused by the charger: 500,000 THB
  • Third-party liability: 1,000,000 THB
Choose this plan
Recommended (best value)

Premium plan

Higher Wallbox and neighbour limits (good for townhouses)

1,600 THB/year
  • Wallbox damage: 50,000 THB (covers top-end models)
  • House fire caused by the charger: 1,000,000 THB
  • Third-party liability: 3,000,000 THB
  • Temporary accommodation costs (if the house burns)
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*Cover terms follow each insurer's policy wording.

We insure every Wallbox brand

Whatever car you drive or charger brand you installed, we cover it (Tesla, BYD, GWM, MG, ORA and the leading Wallbox brands).

Tesla Wall Connector
BYD Home Charger
ABB Terra
Delta AC Max
Huawei FusionCharge
ORion
EA Anywhere
Schneider
Wallbox Pulsar
and other standards-compliant brands

Did you know? Fire isn't the only danger

This policy also covers a lightning strike on the charger that fries the circuit board, and an explosion from heat build-up — silent risks that motor insurance never covers.

Common question: is EV fire insurance really necessary?

The risk of charging an EV at home

Charging an EV draws a huge, continuous electrical load for hours — very different from running an air conditioner or a water heater. Heat build-up at a wiring joint, or an ageing Wallbox, can cause a short circuit that turns into a fire, especially when charging is left running overnight with nobody watching.

What does EV charger fire insurance cover?

Many people assume Class 1 motor insurance covers everything, but in reality motor insurance covers the car only. If a fire spreads to the house or to a neighbouring property, the motor policy will not pay for that.

EV Charger insurance (fire insurance for EV chargers) is designed to close this gap, covering three main areas:

  1. The Wallbox charger: damage to the unit itself (from explosion, fire or lightning) up to 30,000–50,000 THB, enough for well-known chargers such as Tesla, BYD, ABB or Delta.
  2. The building: if the fire spreads from the charging point into the house, the carport or contents inside the home.
  3. Third-party liability: the most important part. If the fire spreads to a neighbour's house or a visitor's parked car, the policy pays compensation of up to 1–3 million THB.

Underwriting conditions and installation standards

For the policy to pay in full, the EV charging point must be installed to the standard of the Metropolitan Electricity Authority (MEA) or the Provincial Electricity Authority (PEA):

  • A correctly wired ground (earth) connection
  • Cable and circuit-breaker sizing matched to the charger's rating (e.g. 7kW or 22kW)
  • Installation by a qualified electrician or a certified company

Frequently Asked Questions (FAQ)

Can I insure a Tesla / BYD Wallbox?

Yes. We cover EV chargers of every brand (Tesla, ABB, Delta, Huawei, etc.), as long as the installation meets standards and is properly earthed.

If the fire starts from a portable (emergency) charger, is it covered?

It depends on the plan. Cover generally focuses on permanently installed chargers (Wallbox) whose brand and model are stated in the policy. We recommend checking with our team for clarity.

Is the premium expensive?

It's very cheap — from just 900 THB a year (about 75 THB a month). Against cover worth millions, it's excellent value for peace of mind.

Wallbox insurance from

900 THB/year

Buy now