Hybrid (HV) battery cover with no depreciation

MG3 Hybrid+ Hybrid Insurance with Dealer Repair

Check your MG3 Hybrid+ premium online, with cover for the hybrid system and battery. English support, foreign residents welcome.

Why our Class 1 cover suits the MG3 Hybrid+

Hybrid+ technology needs different care. Here is the peace of mind you get with PrakanEV.

Built for the Hybrid+ drivetrain

The MG3 Hybrid+ combines an engine, an electric motor and a high-voltage battery. Our policies are designed to cover damage to all of these parts.

100% Hybrid Battery Cover

For hybrid cars, battery cover does not step down by year, so it is covered at 100% of the sum insured.

⚠️ Note: only battery damage from an accident is covered. Failure that is not caused by an accident cannot be claimed (use the manufacturer warranty).

Cover for damage to your car

  • If you hit another vehicle
  • If another vehicle hits you
  • Single-vehicle accidents (no other party)
  • If you hit an object or an animal
  • If the car is stolen or catches fire
  • Natural disasters (including flood)
  • Glass damage: repair or replacement
  • Towing after an accident to the nearest repair shop

MG3 Hybrid+ Insurance FAQ

Does Class 1 insurance for the MG3 Hybrid+ cover the hybrid battery?▼

Cover depends on each insurer's terms. Many plans cover accident damage to the hybrid system under the policy conditions.

What documents do I need to pay the MG3 Hybrid+ premium in installments?▼

Installments follow the insurer's and finance provider's terms. You usually only need basic documents such as an ID card (or passport) and a copy of the vehicle registration book.

Should a hybrid car be repaired at a dealer or a garage?▼

Many owners choose dealer repair for hybrids with sensors and driver-assist systems, because some repairs need specialist tools for inspection and calibration.

In depth: what MG3 Hybrid+ owners should know before buying insurance

1. Why the MG3 Hybrid+ needs the right Class 1 cover

The MG3 Hybrid+ has an engine, an electric motor and a Hybrid+ battery, so some repairs cost more than on a regular car, especially front-end damage where most of the sensors sit. Choosing insurance that supports MG dealer repair and understands these systems matters.

2. 100% Hybrid+ battery cover (accident damage)

If a serious accident damages the MG3 Hybrid+ battery, the insurer replaces it at 100% of the sum insured, with no step-down depreciation table.

*Important: only accident damage is covered. Battery wear or failure on its own cannot be claimed on insurance (use the MG manufacturer warranty).

3. Inverter and flood risk

Many Hybrid+ owners worry about flooding or underbody impacts that can affect the electrical system. Class 1 cover includes these risks, so you can take the car to the dealer for checks with peace of mind.

4. Spread the premium over 10 cash installments

MG3 Hybrid+ owners can pay the Class 1 premium in up to 10 equal monthly installments without a credit card, with cover starting from the first installment. We can help in English, and foreign residents are welcome.