Hybrid (HV) battery cover with no depreciation

BYD Sealion 6 DM-i Class 1 Insurance from 8,193 THB

Sealion 6 (Dynamic, Premium) insurance from just 901 THB/month, with full cover for this plug-in hybrid family SUV and its Blade Battery.

BYD Sealion 6

Starting price

For the low-mileage plan, up to 5,000 km/year

Annual premium
฿8,193
/ year
Installments from
฿901
/ month
✓ 10-month installments

Why our Class 1 cover suits the BYD Sealion 6

DM-i (PHEV) technology needs different care. Here is the peace of mind you get with PrakanEV.

Built for the DM-i (PHEV) drivetrain

The BYD Sealion 6 combines an engine, an electric motor and a high-voltage battery. Our policies are designed to cover damage to all of these parts.

100% Hybrid Battery Cover

For hybrid cars, battery cover does not step down by year, so it is covered at 100% of the sum insured.

⚠️ Note: only battery damage from an accident is covered. Failure that is not caused by an accident cannot be claimed (use the manufacturer warranty).

Cover for damage to your car

  • If you hit another vehicle
  • If another vehicle hits you
  • Single-vehicle accidents (no other party)
  • If you hit an object or an animal
  • If the car is stolen or catches fire
  • Natural disasters (including flood)
  • Glass damage: repair or replacement
  • Towing after an accident to the nearest repair shop

What BYD Sealion 6 owners often worry about

Hybrids have more electrics, batteries and sensors than regular cars, so choosing the right insurance really matters.

For drivers not yet ready for a full EV

The Sealion 6 DM-i is popular with people who want EV-level fuel savings but can still refuel and drive long distances without planning charging stops, a more flexible fit than a pure EV.

A large family C-SUV and passenger cover

The Sealion 6 is often a family car for long trips and school runs, so personal accident (PA) and medical cover for everyone in this premium SUV cannot be overlooked.

A large high-voltage battery under the floor

As a plug-in hybrid, its high-voltage battery is bigger than a regular hybrid’s. If the underbody hits an object or a speed bump hard, a new dealer battery pack can cost hundreds of thousands of baht.

BYD Sealion 6 Insurance FAQ

Does the Sealion 6 DM-i need charging every day?▼

No. It runs normally on fuel even if never plugged in, because regenerative braking recharges the battery while driving. Charging regularly gives the biggest fuel savings.

How is Sealion 6 DM-i insurance different from EV insurance?▼

As a plug-in hybrid (PHEV) with both an engine and electric drive, insurers assess its risk differently from a pure EV. Premiums are usually good value, close to regular hybrids, while still covering the high-voltage battery.

Can I claim flood damage to the DM-i plug-in hybrid system?▼

If your Class 1 plan includes natural disaster cover in the policy schedule, damage from unavoidably driving through floodwater is covered under the policy conditions.

How much is the high-voltage battery after the factory warranty ends?▼

A new dealer high-voltage battery for the Sealion 6 costs about 150,000 - 200,000 THB. If the damage comes from an accident, Class 1 pays for a replacement at 100% of the sum insured from day one.

Do the Dynamic and Premium trims have the same premium?▼

No. The car price, sum insured and some driver-assist options differ, so the Premium may cost slightly more to insure than the Dynamic.

Common parts and repair costs

The BYD Sealion 6 hybrid system and sensors can cost more to repair than a regular car in some cases.

ItemEstimated cost
AC/DC charging port / side charging flapapprox. 6,000 - 9,500 THB (depending on connector damage)
High-voltage battery (accident replacement)approx. 150,000 - 200,000 THB (100% covered under Class 1)
Premium shock absorbers (e.g. Profender-spec replacements)from about 25,000 THB for a set of 4
Front bumper (genuine dealer part)approx. 4,500 THB
In depth: what BYD Sealion 6 owners should know before buying insurance

1. PHEV savings that leave room in the budget

Many owners choose the Sealion 6 to drive on electricity day to day and use fuel for long trips, keeping energy costs below similar petrol SUVs and leaving budget for Class 1 dealer-repair cover.

2. A premium plug-in hybrid deserves dealer repair

With its body panels, twin electric motors and smart centre screen, BYD dealer repair guarantees 100% genuine parts and a repair warranty from DM-i specialists.

Claim cases to watch for with the BYD Sealion 6

🚨 Stones crack the front bumper and grille

Frequent family trips upcountry bring stone chips on the front bumper. Class 1 dealer repair covers a new genuine bumper and standard paint.

🚨 Heavy monsoon rain floods the road

Even with an SUV’s ride height, sudden floodwater can damage the electrics or engine. If your Class 1 plan includes flood cover, the insurer pays for inspection and repairs.

100% battery cover and 10-month installments

If the BYD Sealion 6 high-voltage hybrid battery is damaged in an accident, our policies cover it at 100% (up to the sum insured) with no step-down depreciation (battery wear with age is claimed under the BYD warranty). You can also pay the premium in 10 interest-free cash installments to spread the cost.