Compare home insurance Master Home vs Perfect Home
See the differences in premium and limits for both plans in one place, so you can choose the plan that fits your home and budget.
Side-by-side plan comparison
Based on sample quotes. Both plans have the same building and contents limits.
| Item | Master Home Plan 1 | Perfect Home |
|---|---|---|
| Sample annual premium (incl. tax & duties) | 2,990.65 THB | 5,500.87 THB |
| Burglary limit | 50,000 THB | 200,000 THB |
| Third-party liability (within home) | 500,000 THB | 1,000,000 THB |
| Temporary accommodation | Up to 50,000 THB, subject to conditions | Up to 100,000 THB, subject to conditions |
| Positioning | Budget-focused | Higher add-on limits |
What both plans have in common
Before choosing, know the many similarities so you can focus only on the key differences
Building limit
Contents limit
Flood cover limit
Policyholder requirement
The main differences are therefore only burglary, third-party liability, and temporary accommodation.
Who should choose which plan
A summary guide based on what you prioritise
Choose Master Home Plan 1 if…
- You want to start with a low premium
- You prioritise core cover for your home and belongings
- Your valuables and burglary risk are at a normal level
Choose Perfect Home if…
- You want a 200,000 THB burglary limit
- You want 1,000,000 THB third-party liability
- You value 1,000 THB/day temporary accommodation
Still not sure which plan?
Send your details via LINE and our team will compare and recommend the plan that fits your home — no obligation.
Request a quote via LINESummary
If you want to start with a budget-friendly premium, consider Master Home Plan 1. If you want higher coverage limits in several areas, consider Perfect Home — and review the terms and conditions before deciding.
Plan-comparison FAQs
Q: Which plan is cheaper?
Master Home Plan 1 has a sample premium of 2,990.65 THB/year, cheaper than Perfect Home at 5,500.87 THB/year, per the sample quotes. Actual premiums depend on each home's details.
Q: Which plan covers more?
Perfect Home has higher burglary, third-party liability, and temporary accommodation limits. Building and contents limits are the same. It depends on which add-on limits you value.
Q: What if I'm not sure which plan to choose?
Send your details via LINE and our team will assess your home and contents, then recommend a suitable plan — free and no obligation.
Q: Is flood cover the same?
Both plans have a 20,000 THB flood limit with a 7-day waiting period. Neither covers every flood case nor provides an unlimited amount.
Q: Can I get quotes for both plans at once?
Yes. Send your details via LINE and mention you want to compare both plans, and our team will assess premiums for both together.
Not sure which plan? Let us help
Send your home details via LINE and our team will compare and recommend the best-fitting plan — free of charge.
Sending a message is a request for a premium estimate only, not confirmation of cover.