Choosing home & fire insurance should not be about price alone. Compare the key coverage limits alongside the premium. This article shows how to compare systematically.
What to compare
- Premium: annual price incl. tax and duties
- Building and contents limits
- Flood limit and waiting period
- Burglary limit
- Third-party liability
- Temporary accommodation
Master Home vs. Perfect Home
| Item | Master Home Plan 1 | Perfect Home |
|---|---|---|
| Sample annual premium | 2,990.65 THB | 5,500.87 THB |
| Burglary | 50,000 THB | 200,000 THB |
| Third-party liability | 500,000 THB | 1,000,000 THB |
| Temporary accommodation | Up to 50,000 THB, subject to conditions | Up to 100,000 THB, subject to conditions |
All figures are from sample quotes only, not standard for every home.
What both plans share
Both have 1,500,000 THB building, 500,000 THB contents, and a 20,000 THB flood limit (7-day waiting period). The decision comes down to the add-on limits for burglary, third-party liability, and temporary accommodation.
Which plan to choose
- Start on a budget: Master Home Plan 1.
- Want higher add-on limits: Perfect Home.
See details on the comparison page, or the Master Home and Perfect Home plans.
Summary
Compare both premium and key coverage limits, not just the lowest price. Ask our team to compare and recommend via the home insurance page.